​   Cary Fox
Independent Insurance Broker

Associated with 

Some facts about Life insurance:

Life insurance premiums, like all insurance, are based on the concept of risk. Higher risk means higher claims and that dictates higher premiums. What makes us a poorer risk for life insurance?

For most of us, it’s our age. Younger people generally don’t die as often. Claims are less, so costs – and therefore premiums are lower. Larger numbers of people tend to die as we age, so therefore costs are higher. This is intuitive for most of us – life insurance is cheaper when we’re younger and gets more expensive as we get older.

For more information, please contact me,              Cary Fox.  416-380-2221

There is more than one type of Life Insurance.

I can help you decide which is right for you. Contact me.

The two main types of life insurance to consider are: 
Term or Permanent Life Insurance